Terms and Conditions and Terms of Use

www.matchmo.ph Thank you for using and accessing www.matchmo.com (the “Site”), which is owned and operated by Snapp Ventures Inc. (“Matchmo”, “Company”, “us”, “we”, or “our”), a corporation organized in the Philippines.

The use of this Site, whether in web or mobile app, as well as your customer transaction with us, shall be governed by these Terms and Conditions and Terms of Use (collectively, the “Terms”).

1. Eligibility and Acceptance

In accessing the Site, registering an account, and availing any of our Services, you must be at least 18 years of age or older. If you avail of our Services as an association or corporation, you hereby represent that you are authorized by such association or corporation. Your availment shall bind such association or corporation.

The Terms shall be valid and binding from the time of your registration and/or availing of our Services until such time that such availment has expired or terminated, except for the specific terms and conditions that survive termination contractually and legally. We reserve the right to modify these Terms without prior notice and such changes or amendments shall be immediately effective upon the posting of these Terms in the Site. As such, you hereby agree to such changes and we encourage you to periodically visit these Terms to be informed of the latest and updated version of these Terms.

You hereby agree not to impersonate any person or entity, or falsely state or otherwise represent your identity, age or affiliation with any person or entity. The failure to do so constitutes a breach of these Terms. You also hereby agree that Company has the sole prerogative and right to suspend or terminate your availment of the Packages in the event that you violate these Terms.

2. Scope of Services

Our services include matching and referral of potential borrowers with our banking partners or any of our partner financial institutions (the “Lender”) to find an appropriate real estate loan products of the Lender that suits your needs (“Home Loan Referral”).

While we may have the capability and capacity in performing the Services, we, however, do not guarantee the accuracy, completeness, correctness, and timeliness of the information we provide you regarding the loan products. Accordingly, we shall not be responsible for any errors, inaccuracy, incompleteness, and falsity in the information we provide.

However, please note that our Services shall not be ought to be construed or relied upon as a financial advice or a recommendation or endorsement of any of the financial products and services. All contents in our featured services are for informational purposes only. As such, we strongly encourage you to conduct further independent research and professional advice.

Our Services is likewise not a proposal to sell you any of the product and services or to enter into any contract with you in respect to any product or service. When you give us your information, you are making a proposal to get the relevant product or service based on the terms and conditions of the said third party.

3. Restrictions and Limitations of our Services

1. We have the absolute right and prerogative to perform the Services to you, including referring your application for loan with the Lenders. We may not provide you with any reason for the non-performance of any part of our Services.
2. The Lenders have their own terms and conditions. Once we submit the information and documents relevant to your application, you hereby undertake to agree to said terms and conditions. As such, we shall not be liable to any violations, potential or incurred, as your adherence to the said terms and conditions of the Lender are personal in nature. With this, we strongly encourage you to read the Lenders' terms and conditions carefully. Kindly note that any contract to secure the loan product will be entered into between you and the Lender.
3. Likewise, when you have obtained the loan, you are solely responsible for the compliance with the terms and conditions of your loan. We are not in any way responsible for any breach of such loan obligations or any of the documents embodying such loan.

4. Features and Contents

We may feature various contents in our Site such as that of the Lender, advertisers, and other promotional products. All of these contents are for general informational purposes only. Reliance on any information provided on these contents is solely at your own risk.

The Site may also harbor comments from customers and third parties. All comments are reviewed before posting and comments that include profanity or other inappropriate comments or material will not be posted. You may voluntarily post and share information through our message boards or web logs, user comments, chat rooms, and similar activities (“Public Forums”). However, please exercise caution and prudence before disclosing any information in any Public Forum. Note that your disclosure or sharing of any information in our Public Forums is not covered under our Privacy Policy. The information you disclosed or shared are publicly made available for collection, use, modification and/or disclosure by any person or the public.

5. Access and Availability

In registering and accessing an account with us, you undertake to secure your account and your information must be strictly kept confidential and must not be disclosed to anyone else. We shall not be responsible for any unauthorized disclosure of your information, which is not of our own doing.

6. Conduct Allowed and Not Allowed or Prohibited

You agree (a) to access and/or use the site only for lawful purposes and in a lawful manner at all times and further agree to conduct any activity relating to the site in good faith; and (b) to ensure that any information or data you post or cause to appear on the site in connection with the services is accurate and agree to take sole responsibility for such information and data.

We are not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material on this site is at your own risk.

This site may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site.

In addition to the restrictions and limitations stated elsewhere in these Terms, you agree not to: (i) use or access the site to facilitate or support any act or omission by any party that violates these Terms or any laws in any jurisdiction; (ii) infringe our or any third party’s intellectual property rights, rights of publicity or privacy; (iii) intentionally interfere with or damage operation of site or any other user’s enjoyment of them, by any means, including uploading or otherwise disseminating viruses, adware, spyware, worms, or other malicious code or file with contaminating or destructive features; (iv) use our platforms in a manner that results in or may result in complaints, disputes, reversals, chargebacks, fees, fines, penalties and other liability to us, a third party or you; (v) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (vi) to submit false or misleading information; (vii) to collect or track the personal information of others; (viii) to spam, phish, pharm, pretext, spider, crawl, or scrape; (ix) for any obscene or immoral purpose; or (x) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet.

You further agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the service is provided, without express written permission by us.

7. Third Party Links and Content

The Site may contain links to websites operated by third parties, which we do not exercise any control thereof. As such, you agree that we shall not be responsible for the content or the availability of such sites and resources, and it does not endorse or recommend and is not responsible for the origin of their sites or their content. You hereby agree to release us from and against any and all liabilities, expenses, loss, or damage, directly or indirectly caused or allegedly caused by or in connection with the use of or account for the content, site or resource.

8. Intellectual Property

Any and all intellectual property associated in and to the Site and any content therein are owned, licensed to or controlled by us, our licensors or our service providers. The products listed in the Site contain proprietary content exclusively owned by the Company and/or its licensors and is protected by copyright, trademark and other applicable intellectual property laws. We will prosecute to the fullest extent of the applicable laws in case of duplication, sharing (including in social media site) or uploading any product content.

No part or parts of the Site, or any materials and contents may be reproduced, reverse engineered, decompiled, disassembled, separated, altered, distributed, republished, displayed, broadcast, hyperlinked, mirrored, framed, transferred or transmitted in any manner or by any means or stored in an information retrieval system or installed on any servers, system or equipment without our prior written permission or that of the relevant copyright owners.

Company trademarks, service marks, graphics, and logos used in connection with Site products are trademarks or registered trademarks of the Company or that of its suppliers. You are granted no right or license with respect to any of the aforesaid trademarks.

In accessing the Site and availing of any of our Services, you hereby agree not to infringe any copyright, patent, trademark, trade secret or other intellectual property rights.

9. Privacy and Confidentiality

All information you provided in accessing and using the Site are subject to the Company's Privacy Policy. The Company does not knowingly collect personal information from children under the age of 18 and does not wish to do so. The Company reserves the right to request proof of age so that it can verify that minors under the age of 18 are not accessing the Site. You may access our Privacy Policy here.

You understand that your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks.

10. Disclaimer

The Site and the listed products and the relevant information therein are provided on an “as is” and “as available” basis. All data and/or information contained in the Site and products are provided for informational purposes only. No representations or warranties of any kind, implied, express or statutory, including the warranties of non-infringement of third party rights, title, merchantability, satisfactory quality or fitness for a particular purpose, are given in conjunction with the Site and the products. Without prejudice to the generality of the foregoing, we do not warrant:

1. (a) the accuracy, timeliness, adequacy, commercial value or completeness of all data and/or information contained in the Site and the products;
2. (b) that the Site will be provided uninterrupted, secure or free from errors or omissions, or that any identified defect will be corrected;
3. (c) that Site is free from any computer virus or other malicious, destructive or corrupting code, agent, program or macros; and
4. (d) the security of any information transmitted by you or to you through the Site and you accept the risk that any information transmitted or received through the Site may be accessed by unauthorized third parties and/or disclosed by us or our officers, employees or agents to third parties purporting to be you or purporting to act under your authority. Transmissions over the internet and electronic mail may be subject to interruption, transmission blackout, delayed transmission due to internet traffic or incorrect data transmission due to the public nature of the internet.

Exclusion of liability: We shall not be liable to you for any losses whatsoever or howsoever caused (regardless of the form of action) arising directly or indirectly in connection with:

1. (a) any access, use and/or inability to use the Site;
2. (b) reliance on any data or information made available through the Site. You should not act on such data or information without first independently verifying its contents;
3. (c) any system, server or connection failure, error, omission, interruption, delay in transmission, computer virus or other malicious, destructive or corrupting code, agent program or macros; and
4. (d) any use of or access to any other website or webpage linked to the Site, even if we or our officers or agents or employees may have been advised of, or otherwise might have anticipated, the possibility of the same.

At your own risk: Any risk of misunderstanding, error, damage, expense or losses resulting from the use of the Site or any products listed therein is entirely at your own risk and we shall not be liable therefor.

You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you. You expressly agree that your use of, or inability to use, the service is at your sole risk. The service and all products and services delivered to you through the service are (except as expressly stated by us) provided 'as is' and 'as available' for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.

In no case shall Company, our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility. Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.

You agree to indemnify, defend and hold harmless Company and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third-party due to or arising out of your breach of these Terms of Service or the documents they incorporate by reference, or your violation of any law or the rights of a third-party.

11. Limitation of Liability

YOU ACKNOWLEDGE AND AGREE THAT YOUR ONLY RIGHT WITH RESPECT TO ANY PROBLEMS OR DISSATISFACTION WITH THE SITE IS TO REQUEST FOR TERMINATION OF YOUR ACCOUNT AND/OR DISCONTINUE ANY USE OF THE SITE, AS DESCRIBED IN THE “SCOPE OF USE” SECTION ABOVE.

WITHOUT PREJUDICE TO WHAT IS SET OUT IN THESE TERMS, EACH PARTY'S LIABILITY IS LIMITED AND EXCLUDED TO THE MAXIMUM EXTENT PERMITTED BY LAW, SUCH AS FOR PERSONAL INJURY AND DEATH. THE SITE DOES NOT GUARANTEE THAT IT SHALL BE LIABLE FOR ANY LOSSES OR DAMAGES, WHETHER DIRECT OR INDIRECT, RESULTING FROM OR CONNECTED TO ANY USE OF THE SITE OR THE LINKS ON THE SITE, ANY FUNCTIONALITY OF THE SITE, OR ARISING OUT OF OR IN CONNECTION WITH YOUR CONDUCT OR THE CONDUCT OF OTHER USERS IN CONNECTION WITH THE USE OF THE SITE OR ANY OF ITS FEATURES AND FUNCTIONALITIES INCLUDING BUT NOT LIMITED TO SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES OR OTHER ECONOMIC LOSS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF LOSS OR DAMAGE THAT MAY OCCUR. THE ONLY AVAILABLE REMEDY FOR YOU IS TERMINATION OF USE OF THE SITE.

12. MISCELLANEOUS PROVISIONS

1. 12.1. The validity, interpretation, legal effect, controversy and enforcement of this Agreement shall be governed by the laws of the Philippines, without regard to conflicts of laws.
2. 12.2. You agree that you will not engage in any conduct or communications with a third party, public or private, designed to disparage the Company, including, but not limited to, any remark, comment, message, information, declaration, campaign, communication, or other statement of any kind, whether verbal, in writing, electronically transferred, or otherwise, that might reasonably be construed to be derogatory, defamatory, libelous, or slander.
3. 12.3. These Terms shall be binding upon the parties. You have no right to assign this agreement, by operation of law or otherwise.
4. 12.4. The Company reserves the right at any time to change, modify, or add the terms of these Terms. Such modifications and additional terms and conditions shall be effective immediately and incorporated into these Terms.
5. 12.5. You acknowledge and agree that in the event of a breach or threatened violation of the Company's intellectual property rights and confidential and proprietary information, the Company will suffer irreparable harm and will therefore be entitled to injunctive relief to enforce these Terms. The Company may, without waiving any other remedies under these Terms seek from any court having jurisdiction any interim, equitable, provisional, or injunctive relief that is necessary to protect its rights and property pending the outcome of the arbitration referenced above.
6. 12.6. You hereby irrevocably and unconditionally consent that all actions shall be filed in the proper courts of Muntinlupa City only.
7. 12.7. These Terms constitute the entire agreement of the parties with respect to its subject matter and supersedes all prior and contemporaneous agreements or understandings, inducements, or conditions, express or implied, written or oral, between the parties.
8. 12.8. The parties shall comply with all applicable laws in performing these Terms.
9. 12.9. The failure of any party to insist on the performance of any obligation hereunder shall not be deemed to be a waiver of such obligation. Waiver of any breach of any provision shall not be deemed to be a waiver of any other breach of such provision or any other provision.

13. Contact Us

If you have any questions or clarifications or concerns, please contact us at info@matchmo.ph or you may wish to write us to Snapp Ventures, Inc., 5th Floor, Griffinstone, Commerce Avenue, Alabang, Muntinlupa City. Our working hours are from 9 am to 6 pm, every Monday to Friday, excluding holidays.

If you have questions regarding your availed loan, you may wish to directly contact our Lender.